Free Tools

Payroll & Take-Home Calculator

Turn a gross salary into take-home pay — set your own tax, NI, and pension rates and see the full breakdown.

Your pay

£

Deductions

%
%
%
£
for total employment cost
%

Rates are yours to set — enter the tax, NI/social-security and pension percentages that apply to you. This is an estimate, not tax advice.

Take-home pay

£3,350

per month · 33.0% deducted

Gross (month)£5,000
Total deductions£1,650
Total cost to employer (month)£5,000
67%take-home
Take-home£40,200
Income tax£12,000
NI / social£4,800
Pension£3,000
Other£0
BreakdownYearlyMonthlyWeekly
Gross pay£60,000£5,000£1,153.85
Income tax−£12,000−£1,000−£230.77
National insurance / social security−£4,800−£400−£92.31
Pension contribution−£3,000−£250−£57.69
Other deductions£0£0£0
Take-home pay£40,200£3,350£773.08
Good to know

Why do I enter the rates myself?

Tax, National Insurance/social-security, and pension rules differ by country and change every year. Letting you set the percentages keeps the tool accurate for wherever you are — and it never goes out of date.

What does 'total cost to employer' mean?

On top of gross pay, employers often pay additional contributions (pension, employer NI/payroll tax). Enter an employer contribution rate to see the true cost of employing someone.

Is this tax advice?

No. It's an estimate for planning. For exact figures and compliant payroll, speak to a qualified professional — or let our team run it for you.

Payroll off your plate

We handle payroll processing, reconciliations, and payslip preparation for businesses and practices. Book a free discovery call to see how it works.

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