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Loan & EMI Calculator
Enter your loan amount, rate, and term to see the monthly payment, total interest, and a full amortization schedule.
Loan details
Estimated monthly payment
£1,688.02
over 300 monthly payments
How is the monthly payment calculated?
We use the standard amortizing loan (EMI) formula, where each fixed monthly payment covers the interest due that month plus a portion of the principal. Early payments are mostly interest; later payments are mostly principal.
What is an amortization schedule?
It's the month-by-month breakdown of how much of each payment goes to interest versus principal, and how the outstanding balance falls over time. Expand any year in the schedule to see individual months.
Is this an offer or a quote?
No — it's an estimate to help you plan. Actual rates, fees, and terms depend on your lender and circumstances.
Financing a business purchase?
We help businesses model repayments, keep clean books, and stay on top of cash flow. Talk to our team about outsourced bookkeeping and reporting.
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